Insurance Era: Risk, Governance, and the Privatization of Security in Postwar America .


Actuarial thinking is everywhere in contemporary America, an often unnoticed byproduct of the postwar insurance industrys political and economic influence. Calculations of risk permeate our institutions, influencing how we understand and manage crime, education, medicine, finance, and other social issues. Caley Horans remarkable book charts the social and economic power of private insurers since 1945, arguing that these institutions actuarial practices played a crucial and unexplored role in insinuating the social, political, and economic frameworks of neoliberalism into everyday life.

Analyzing insurance marketing, consumption, investment, and regulation, Horan asserts that postwar Americas obsession with safety and security fueled the exponential expansion of the insurance industry and the growing importance of risk management in other fields. Horan shows that the rise and dissemination of neoliberal values did not happen on its own: they were the result of a project to unsocialize risk, shrinking the states commitment to providing support, and heaping burdens upon the people often least capable of bearing them. Insurance Era is a sharply researched and fiercely written account of how and why private insurance and its actuarial market logic came to be so deeply lodged in American visions of social welfare.

Authors: Caley Horan

Date: 2021

Upload Date: 9/30/2021 11:18:17 AM

Format: pdf

Pages: 264

OCR:

Quality:

Language: English

ISBN / ASIN: 022678438X

ISBN13:

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